For retailers planning to enter the Finnish market, Luottokunta has the solutions for accessing the banking infrastructure in a turnkey fashion. Our comprehensive Payment Terminal Service covers all aspects of card handling, including terminals and software, authorization, transaction acquiring and consulting services.

Luottokunta manages distribution, operation, maintenance and support of terminals locally. Our lifetime warranty service model provides terminals and associated services for a fixed montly fee eliminating investment needs and risks of obsolete device certificates.

Luottokunta is a key partner for point-of-sale system providers in embedded EMV solutions and provides several interface options for easy integration with POS for both attended and unattended use. As the POS is sanitized of vulnerable card data, the customer PCI process is simplified.

Subscribing to Luottokunta Payment Terminal Service

1. Your business must have a valid Merchant Agreement with Luottokunta. Instructions for entering into the agreement are available here.
2. Choose the terminal that is most suitable for your store, either POS integrated terminal or stand-alone terminal.
3. Fill in the Service Agreement.
4. Obtain a payment terminal agreement from your bank and attach it to the service agreement. (Note that banks use variable titles for this document, such as "terminal information amendment" or "registration form." It contains the access codes and merchant codes needed for forwarding transactions.)
5. Send the payment terminal service agreement along with the bank's payment terminal agreement to Luottokunta, Maksupäätepalvelut, 00050 LUOTTOKUNTA, FINLAND.
6. After receiving the agreement, we will deliver the device and related instructions to the specified address. On-site installation service and user training can be arranged upon request. This third-party service is subject to a surcharge.